Home insurance requirements in Missouri

Build a custom insurance policy that meets your state’s requirements and helps protect you from unexpected events.

Learn more

Minimum mandatory home insurance in Missouri

Missouri doesn’t have homeowners insurance requirements. However, some lenders may ask you to buy coverage as a loan stipulation (Insurance Information Institute).

The information on this webpage represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Coverage features and limits vary by state and may be subject to change. Some products are not available in every state. Discount availability and eligibility vary by state and policy terms. (Discounts apply to auto and property policies.) Please check with your agent and read the policy for exact details on coverages and exclusions. We are not responsible for the content of any third-party sites that may be linked in this article.

References

Insurance Information Institute. (n.d.) Can I own a home without homeowners insurance? https://www.iii.org/article/can-i-own-home-without-homeowners-insurance