Arizona home insurance requirements
Learn more
Home insurance requirements in Arizona
Arizona doesn’t have homeowners insurance requirements. However, some lenders may ask you to buy coverage as a loan stipulation (Insurance Information Institute).
Standard home insurance coverages for Arizona residents
The following coverages are typically included in a standard homeowners insurance policy.
Optional add-on homeowners coverages
Adding optional coverages to your homeowners insurance may be especially helpful if your home is at risk for events like flash floods, which are not typically covered by standard policies. They add an additional layer of protection from unexpected losses.
Get homeowners insurance today
Contact your local American Family Insurance agent for a personalized home insurance quote or get a custom quote online.
The information on this webpage represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Coverage features and limits vary by state and may be subject to change. Some products are not available in every state. Discount availability and eligibility vary by state and policy terms. (Discounts apply to auto and property policies.) Please check with your agent and read the policy for exact details on coverages and exclusions. We are not responsible for the content of any third-party sites that may be linked in this article.
References
Insurance Information Institute. (n.d.) Can I own a home without homeowners insurance? https://www.iii.org/article/can-i-own-home-without-homeowners-insurance