Kansas car insurance requirements
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Minimum mandatory auto insurance in Kansas
Car insurance minimums typically provide enough coverage to help pay liability claims related to others’ accident-related injuries and property damages. Your liability insurance minimums for Kansas are:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $25,000 property damage liability per accident
Personal Injury Protection is sometimes called No Fault insurance and it covers your medical expenses and other related costs. In Kansas, your minimum PIP must include:
- $4,500 per person for medical expenses
- $900 per month for one year for disability/loss of income
- $25 per day for in-home services
- $2,000 for funeral, burial or cremation expenses
- $4,500 for rehabilitation expenses
- Survivor Benefits: Disability/loss of income up to $900 per month for one year
- In-home services up to $25 per day for one year
Uninsured or underinsured motorist coverage protects you if you are in an accident with someone who isn’t carrying the required amount or has insufficient insurance. Your uninsured or underinsured motorist policy in Kansas includes:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
The information on this webpage represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Coverage features and limits vary by state and may be subject to change. Some products are not available in every state. Discount availability and eligibility vary by state and policy terms. (Discounts apply to auto and property policies.) Please check with your agent and read the policy for exact details on coverages and exclusions.
References
Kansas Insurance Department. (January 1, 2024) Auto Insurance Shoppers Guide. insurance.ks.gov/documents/department/publications/auto-shoppers-guide.pdf