Georgia car insurance requirements
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Minimum mandatory auto insurance in Georgia
Car insurance minimums typically provide enough coverage to help pay liability claims related to others’ accident-related injuries and property damages. The following are your state’s minimum coverages:
Bodily injury coverage: Accident-related financial losses associated with injuries you cause to others.
- $25,000 bodily injury liability for one person per accident (Office of the Commissioner of Insurance and Safety Fire, 2024).
- $50,000 for two or more people per accident (Office of the Commissioner of Insurance and Safety Fire, 2024).
Property damage coverage: Costs associated with property damages for which you are held liable.
- $25,000 property damage liability per accident (Office of the Commissioner of Insurance and Safety Fire, 2024).
The information on this webpage represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Coverage features and limits vary by state and may be subject to change. Some products are not available in every state. Discount availability and eligibility vary by state and policy terms. (Discounts apply to auto and property policies.) Please check with your agent and read the policy for exact details on coverages and exclusions.
References
Office of the Commissioner of Insurance and Safety Fire. (2024, September 26). Auto Insurance. https://oci.georgia.gov/insurance-resources/auto